vs Yesterday
−0.0034
Daily moves of 0.3–0.8% are typical.
EUR / USD Exchange Rate
ECB Reference · Daily
0.0000
-0.0034 vs. yesterday (−0.31%)
Past 12 months
1.0210 – 1.1080
vs Last Year+0.0205
5-Yr Avg1.0810
1 USD =€0.9195
The euro fetches $1.0876 today, off the 2025 high but well above the 2022 sub-parity low. Travelers heading to Europe pay 9% more in dollar terms than they would have a year ago at the 1.0671 level.
Historical trend
Daily ECB reference rate (4:00 PM CET).
Source: Frankfurter API (ECB reference data)
The long view: since the euro's launch
Twenty-seven years of EUR/USD — peak 1.60, trough 0.82, plenty in between.
Peak 1.6038 · July 2008
Trough 0.8252 · Oct 2000
Today 1.0876
How today stacks up
vs Last Year
+0.0205
Up +1.9% from May 2025. Euro slightly stronger.
5-Year Average
1.0810
Today is 66 pips above the 5-yr mean.
All-Time Range
0.82–1.60
Today sits roughly in the middle of the 26-year range.
Use this rate
Tools for travelers, expats, and freelancers.
About the EUR/USD Exchange Rate
The EUR/USD exchange rate is the most traded currency pair in the world, accounting for about 23% of global foreign exchange volume. This tracker uses the European Central Bank reference rate (published once a day at 4:00 PM Central European Time), which is the standard rate banks, importers, and corporates use to mark positions. EUR/USD is quoted as the U.S. dollar value of one euro — so 1.0876 means €1 = $1.0876, or equivalently $1 = €0.9195.
What moves the euro
Currency rates respond to interest rate differentials (when U.S. rates rise relative to euro rates, the dollar strengthens and EUR/USD falls), growth differentials (strong U.S. growth pulls capital toward dollar-denominated assets), inflation, and geopolitical risk (energy-import dependent Europe gets hit harder than the U.S. by oil shocks). The 2022 episode where EUR/USD briefly traded below parity ($1 = €1) was driven by Europe's energy crisis after Russia's invasion of Ukraine combined with aggressive Fed hiking.
Reading this chart
The euro launched at 1.18 in January 1999 and immediately fell — bottoming at 0.82 in October 2000. The peak came at 1.60 in July 2008 just before the financial crisis. Today's 1.0876 is roughly mid-range. For Americans traveling to Europe, a weaker dollar (higher EUR/USD) means everything in Europe gets more expensive in dollar terms — a €100 hotel at today's rate costs $108.76 vs $124 at the 2025 peak. For European travelers visiting the U.S., the math runs the other way.
Related trackers
Other live numbers that move with — or against — this one.
Frequently asked
What this number means, and what it doesn't.
It means one euro equals $1.0876 U.S. dollars. Equivalently, one U.S. dollar equals €0.9195. By convention, EUR/USD is always quoted as the dollar value of one euro — base currency on the left, quote currency on the right.
No. The ECB reference rate is the mid-market rate that banks use among themselves. Retail customers always pay a markup. Bank ATMs in Europe typically charge 2–5% above mid-market. Card networks (Visa, Mastercard) charge 0.5–1% over mid-market. Wise, Revolut, and similar services charge 0.4–0.7%. Hotel exchange counters can charge 8–15%.
It happened in 2022 (when EUR/USD briefly traded at 0.96), and could happen again if U.S. rates stay much higher than eurozone rates for longer than expected. Currency forecasting is notoriously unreliable — even major banks rarely beat the forward curve.
Many international funds and indexes have significant euro-zone exposure. The MSCI EAFE index is ~30% European companies, whose USD-denominated returns are heavily influenced by EUR/USD moves. A 5% rise in the euro can add 5% to your fund returns even if European stock prices are flat.
Forex trades 24 hours a day, five days a week. The market opens Sunday 5:00 PM ET (Asia open) and closes Friday 5:00 PM ET. Major news (Fed meetings, ECB meetings, inflation prints) can move EUR/USD 1–2% in seconds. The ECB reference rate is a daily snapshot, not a tradeable rate.
Methodology
Source
Pulled from Frankfurter (ECB) and cached on the EvvyTools server.
Update schedule
Refreshed automatically by our cron whenever the upstream source publishes a new value. Historical values are not revised after publication.
How we compute
Display value is the raw published number, unrounded. Comparison stats use the closest available reference date. We never edit the underlying data.