/* debt-payoff-calculator — extracted from inline <style> */
.debt-row {
  display: grid;
  grid-template-columns: 2fr 1.2fr 1fr 1.2fr auto;
  gap: 0.5rem;
  align-items: end;
  margin-bottom: 0.5rem;
}
.debt-row input {
  padding: 0.45rem 0.65rem;
  border: 1px solid var(--evvy-border-color, #DEE2E6);
  border-radius: 8px;
  font-size: 0.8125rem;
  background: var(--bs-body-bg, #fff);
  color: var(--evvy-text-primary, #1B1B1B);
}
.debt-row input:focus {
  outline: none;
  border-color: var(--cluster-dark);
  box-shadow: 0 0 0 3px color-mix(in srgb, var(--cluster-dark) 15%, transparent);
}
.debt-header {
  display: grid;
  grid-template-columns: 2fr 1.2fr 1fr 1.2fr auto;
  gap: 0.5rem;
  font-size: 0.6875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--evvy-text-secondary);
  padding-bottom: 0.25rem;
  border-bottom: 1px solid var(--evvy-border-color, #DEE2E6);
  margin-bottom: 0.5rem;
}
.debt-remove-btn {
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: none;
  border: 1px solid var(--evvy-border-color, #DEE2E6);
  border-radius: 6px;
  color: var(--evvy-text-secondary);
  cursor: pointer;
  font-size: 0.875rem;
  transition: all 0.15s ease;
}
.debt-remove-btn:hover { color: #dc3545; border-color: #dc3545; }
.dp-add-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.4rem 1rem;
  font-size: 0.8125rem;
  font-weight: 600;
  border: 1.5px dashed var(--cluster-dark);
  border-radius: var(--bs-border-radius-pill);
  background: none;
  color: var(--cluster-dark);
  cursor: pointer;
  transition: all 0.15s ease;
}
.dp-add-btn:hover { background: color-mix(in srgb, var(--cluster-dark) 8%, transparent); }
.dp-strategy-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-top: 1rem;
}
.dp-strategy-card {
  background: var(--bs-body-bg, #fff);
  border: 1.5px solid var(--evvy-border-color, #DEE2E6);
  border-radius: var(--evvy-radius-lg, 12px);
  padding: 1rem 1.25rem;
  text-align: center;
  transition: border-color 0.2s ease;
}
.dp-strategy-card.winner { border-color: var(--cluster-dark); }
.dp-strategy-card-title {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--evvy-text-secondary);
  margin-bottom: 0.5rem;
}
.dp-strategy-card-value {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--cluster-dark);
}
.dp-strategy-card-sub {
  font-size: 0.75rem;
  color: var(--evvy-text-secondary);
  margin-top: 0.25rem;
}
.dp-whatif-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem;
  margin-top: 1rem;
}
.dp-whatif-card {
  background: var(--cluster-surface, #E8F4F3);
  border: 1px solid color-mix(in srgb, var(--cluster-dark) 15%, transparent);
  border-radius: var(--evvy-radius-lg, 12px);
  padding: 0.875rem;
  text-align: center;
}
.dp-whatif-card-title {
  font-size: 0.6875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--evvy-text-secondary);
  margin-bottom: 0.35rem;
}
.dp-whatif-card-value {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--cluster-dark);
}
.dp-whatif-card-sub {
  font-size: 0.6875rem;
  color: var(--evvy-text-secondary);
  margin-top: 0.15rem;
}
.dp-timeline-wrap {
  max-height: 400px;
  overflow-y: auto;
  border: 1px solid var(--evvy-border-color, #DEE2E6);
  border-radius: var(--evvy-radius-lg, 12px);
  margin-top: 1.25rem;
}
.dp-timeline-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.75rem;
}
.dp-timeline-table th {
  background: var(--cluster-dark);
  color: var(--cluster-text, #fff);
  padding: 0.5rem 0.6rem;
  text-align: right;
  font-weight: 600;
  font-size: 0.6875rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  position: sticky;
  top: 0;
  z-index: 1;
}
.dp-timeline-table th:first-child { text-align: center; border-radius: 8px 0 0 0; }
.dp-timeline-table th:last-child { border-radius: 0 8px 0 0; }
.dp-timeline-table td {
  padding: 0.4rem 0.6rem;
  text-align: right;
  border-bottom: 1px solid var(--evvy-border-color, #DEE2E6);
}
.dp-timeline-table td:first-child { text-align: center; font-weight: 600; }
.dp-timeline-table tbody tr:hover {
  background: color-mix(in srgb, var(--cluster-dark) 4%, transparent);
}
.dp-timeline-table .milestone-row {
  background: color-mix(in srgb, var(--cluster-dark) 8%, transparent);
  font-weight: 600;
}
[data-bs-theme="dark"] .dp-strategy-card { background: var(--evvy-gray-100, #1E1E1E); }
[data-bs-theme="dark"] .dp-whatif-card { background: color-mix(in srgb, var(--cluster-dark) 12%, var(--evvy-gray-100, #1E1E1E)); }
[data-bs-theme="dark"] .dp-timeline-table th { color: #1a1a2e; }
/* Consolidation analyzer (premium) */
.dp-consol-result {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-top: 1rem;
}
.dp-consol-card {
  background: var(--bs-body-bg, #fff);
  border: 1.5px solid var(--evvy-border-color, #DEE2E6);
  border-radius: var(--evvy-radius-lg, 12px);
  padding: 1rem;
  text-align: center;
}
.dp-consol-card.better { border-color: #198754; background: color-mix(in srgb, #198754 6%, var(--bs-body-bg)); }
.dp-consol-card-title {
  font-size: 0.6875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--evvy-text-secondary);
  margin-bottom: 0.35rem;
}
.dp-consol-card-value {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--cluster-dark);
}
.dp-consol-card-sub {
  font-size: 0.6875rem;
  color: var(--evvy-text-secondary);
  margin-top: 0.15rem;
}
[data-bs-theme="dark"] .dp-consol-card { background: var(--evvy-gray-100, #1E1E1E); }
@media (max-width: 767.98px) {
  .debt-row { grid-template-columns: 1fr 1fr; }
  .debt-header { display: none; }
  .dp-strategy-cards { grid-template-columns: 1fr; }
  .dp-whatif-grid { grid-template-columns: 1fr; }
  .dp-consol-result { grid-template-columns: 1fr; }
}
